The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Albania, Algeria, Argentina...and 137 more, 2024

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Reference ID

WLD_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Borrowed from an informal savings club (fin22c)

Data file: findex_microdata_2025_labelled_update112425

Overview

Valid: 16444

Invalid: 127646

Minimum: 1

Maximum: 4

Type: Discrete

Decimal: 0

Width: 12

Range: 1 - 4

Format: Numeric

Questions and instructions

Literal question

In the past 12 months, have you borrowed any money from informal savings group/club such as [insert local terminology for savings group/club]?

Categories

Value	Category	Cases
1	Yes	5989	36.4%
2	No	10430	63.4%
3	Don't know	16	0.1%
4	Refused	9	0.1%
Sysmiss		127646

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Fin17C = "yes"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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