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The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Armenia, 2024
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Reference ID
ARM_2024_FINDEX_v02_M
Producer(s)
Development Research Group, Finance and Private Sector Development Unit
Metadata
Documentation in PDF DDI/XML JSON
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Created on
Jan 05, 2026
Last modified
Jan 05, 2026

Main source of emergency money in 30 days (fin24)

Data file: Findex_Microdata_2025_updateArmenia

Overview

Valid: 1000
Invalid: 0
Minimum: 1
Maximum: 9
Type: Discrete
Decimal: 0
Width: 69
Range: 1 - 9
Format: Numeric

Questions and instructions

Literal question
Now, imagine that you have an emergency and you need to pay [insert 1/20 of local GNI per capita]. What would be the MAIN source of money that you would use to come up with [insert 1/20 of local GNI per capita] within the next 30 days? Please choose only one response from the following. 1. Savings 2. Family, relatives, or friends 3. Money from working 4. A loan from a financial institution, an employer, or a private lender 5. Selling something you own such as jewelrey 6. Some other source 7. I could not come up with the money
Categories
Value Category Cases
1 Savings 103
10.3%
2 Family, relatives, or friends 468
46.8%
3 Money from working 119
11.9%
4 A loan from a financial institution, an employer, or a private lender 106
10.6%
5 Selling something you own such as jewelery or livestock 100
10%
6 Some other source 5
0.5%
7 I could not come up with the money 71
7.1%
8 Don't know 25
2.5%
9 Refused 3
0.3%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Others

Notes
Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.
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