The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Germany, 2024

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Reference ID

DEU_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Main reason for only using cash for in-store merchant payments (fin25e4)

Data file: Findex_Microdata_2025_updateGermany

Overview

Valid: 0

Invalid: 1000

Type: Discrete

Decimal: 0

Width: 56

Range: -

Format: Numeric

Questions and instructions

Categories

Value	Category
1	Because the merchant(s) only accepts cash
2	Because it's more expensive to pay using a card or phone
3	Because you don't trust payments using a card or phone
4	Because you're used to paying by cash
5	Some other reason
6	Don't know
7	Refused
Sysmiss

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

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