The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Ghana, 2024

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Reference ID

GHA_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Mode of government money withdrawal from account (fin40)

Data file: Findex_Microdata_2025_updateGhana

Overview

Valid: 55

Invalid: 945

Minimum: 1

Maximum: 3

Type: Discrete

Decimal: 0

Width: 42

Range: 1 - 3

Format: Numeric

Questions and instructions

Literal question

When you receive money from the government, do you typically take out all this money as cash at one time, or do you leave some of this money in your account?

Categories

Value	Category	Cases
1	Take out all as cash at one time	15	27.3%
2	Leave some money in the account	34	61.8%
3	Transfer money to another personal account	6	10.9%
4	Don't know	0	0%
5	Refused	0	0%
Sysmiss		945

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Fin39A , Fin39B , or Fin39D = "yes"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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