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The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Ghana, 2024
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Reference ID
GHA_2024_FINDEX_v02_M
Producer(s)
Development Research Group, Finance and Private Sector Development Unit
Metadata
Documentation in PDF DDI/XML JSON
Study website
Created on
Jan 05, 2026
Last modified
Jan 05, 2026

Greatest financial worry (fin45)

Data file: Findex_Microdata_2025_updateGhana

Overview

Valid: 1000
Invalid: 0
Minimum: 1
Maximum: 7
Type: Discrete
Decimal: 0
Width: 58
Range: 1 - 7
Format: Numeric

Questions and instructions

Literal question
Which of the following financial issues are you MOST worried about? Please choose only one option. Are you most worried about not having enough money…? 1. For your old age 2. For your business 3. For medical costs in case of a serious illness or accident 4.For monthly expenses, such as food, housing, or bills 5. For school or education fees 6. Some other reason
Categories
Value Category Cases
1 For their old age 113
11.3%
2 For their business 164
16.4%
3 For medical costs in case of a serious illness or accident 185
18.5%
4 For monthly expenses, such as food, housing, or bills 286
28.6%
5 For school or education fees 186
18.6%
6 Some other reason 57
5.7%
7 Don't know 9
0.9%
8 Refused 0
0%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Others

Notes
Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.
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