The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy
Ghana, 2024
Get Microdata
Reference ID
GHA_2024_FINDEX_v02_M
Producer(s)
Development Research Group, Finance and Private Sector Development Unit
Metadata
Created on
Jan 05, 2026
Last modified
Jan 05, 2026
- Data files
- Findex_Microdata_2025_updateGhana
Main reason for not having a smartphone (con32)
Data file: Findex_Microdata_2025_updateGhana
Overview
Valid:
255
Invalid:
745
Minimum:
1
Maximum:
98
Type:
Discrete
Decimal:
0
Width:
66
Range:
1 - 98
Format:
Numeric
Questions and instructions
Literal question
What is the main reason you do not own a smartphone? You don’t have enough money to buy a smartphone Buying a mobile data plan is too expensive There is not reliable Internet coverage where you live You have difficulties reading or typing on a smartphone People in your family or community do not approve of you using a smartphone You are worried about your personal safety or security when using a smartphone You use someone else’s smartphone You have no need for a smartphone (Some other reason/None of these reasons) (DK) (Refused)
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Don't have enough money to buy a smartphone | 153 |
60%
|
| 2 | Buying a mobile data plan is too expensive | 8 |
3.1%
|
| 3 | There is not reliable Internet coverage where you live | 5 |
2%
|
| 4 | Difficulties reading or typing on a smartphone | 26 |
10.2%
|
| 5 | People in family or community do not approve of using a smartphone | 11 |
4.3%
|
| 6 | Worried about personal safety or security when using a smartphone | 5 |
2%
|
| 7 | Use someone else's smartphone | 5 |
2%
|
| 8 | Don't need a smartphone | 33 |
12.9%
|
| 97 | Some other reason/None of these reasons | 8 |
3.1%
|
| 98 | Don't know | 1 |
0.4%
|
| 99 | Refused | 0 |
0%
|
| Sysmiss | 745 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
Only display items from Con31A-Con31H if Con31A or Con31B or Con31C or Con31D or Con31E or Con31F or Con31G or Con31H = "yes"
Others
Notes
Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.