The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Ghana, 2024

Get Microdata

Reference ID

GHA_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Mobile money meets financial needs (fin13_1)

Data file: Findex_Microdata_2025_updateGhana

Overview

Valid: 396

Invalid: 604

Minimum: 1

Maximum: 4

Type: Discrete

Decimal: 0

Width: 38

Range: 1 - 4

Format: Numeric

Questions and instructions

Literal question

Does your mobile money account meet all your financial needs, or would you also like to open an account at a bank?

Categories

Value	Category	Cases
1	Mobile money meets all financial needs	258	65.2%
2	Would like to open a bank account	131	33.1%
3	Don't know	6	1.5%
4	Refused	1	0.3%
Sysmiss		604

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Fin1 and Fin2 = "no/dk/r" and Fin12_13 = "yes"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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