The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Ghana, 2024

Get Microdata

Reference ID

GHA_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Formal saving frequency (fin17d)

Data file: Findex_Microdata_2025_updateGhana

Overview

Valid: 703

Invalid: 297

Minimum: 1

Maximum: 5

Type: Discrete

Decimal: 0

Width: 22

Range: 1 - 5

Format: Numeric

Questions and instructions

Literal question

In a typical month, how often do you save or set aside money into an account? Weekly, monthly, or less than once a month?

Categories

Value	Category	Cases
1	Weekly	193	27.5%
2	Monthly	298	42.4%
3	Less than once a month	189	26.9%
4	Don't know	21	3%
5	Refused	2	0.3%
Sysmiss		297

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Fin17A or Fin17B = "yes"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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