The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Ghana, 2024

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Reference ID

GHA_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

How long household could cover expenses if main source of income was lost (fin24b)

Data file: Findex_Microdata_2025_updateGhana

Overview

Valid: 1000

Invalid: 0

Minimum: 1

Maximum: 6

Type: Discrete

Decimal: 0

Width: 20

Range: 1 - 6

Format: Numeric

Questions and instructions

Literal question

Suppose your household lost its main source of income. About how long could you cover expenses by using savings, borrowing, selling something you own, seeking help from family and friends, or through some other way? Less than two weeks, about one month, about two months, or more than two months?

Categories

Value	Category	Cases
1	Less than two weeks	207	20.7%
2	About one month	275	27.5%
3	About two months	148	14.8%
4	More than two months	268	26.8%
5	Don't know	97	9.7%
6	Refused	5	0.5%

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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