The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy
Panama, 2024
Get Microdata
Reference ID
PAN_2024_FINDEX_v02_M
Producer(s)
Development Research Group, Finance and Private Sector Development Unit
Metadata
Created on
Jan 05, 2026
Last modified
Jan 05, 2026
- Data files
- Findex_Microdata_2025_updatePanama
Main reason for not having a mobile phone (con3)
Data file: Findex_Microdata_2025_updatePanama
Overview
Valid:
150
Invalid:
860
Minimum:
1
Maximum:
98
Type:
Discrete
Decimal:
0
Width:
72
Range:
1 - 98
Format:
Numeric
Questions and instructions
Literal question
What is the main reason you do not own a mobile phone? 1. You don't have enough money to buy a mobile phone 2. Buying mobile minutes is too expensive 3. There is not reliable coverage where you live 4. You have difficulties reading or typing on a mobile phone 5. People in your family or community do not approve of you using a mobile phone 6. You are worried about your personal safety or security when using a mobile phone 7. You use someone else's mobile phone 8. Some other reason/None of these reasons
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Don't have enough money to buy a mobile phone | 48 |
32%
|
| 2 | Buying mobile minutes is too expensive | 18 |
12%
|
| 3 | There is not reliable coverage where they live | 9 |
6%
|
| 4 | Difficulties reading or typing on a mobile phone | 28 |
18.7%
|
| 5 | People in family or community do not approve of you using a mobile phone | 4 |
2.7%
|
| 6 | Worried about personal safety or security when using a mobile phone | 6 |
4%
|
| 7 | Use someone else's mobile phone | 21 |
14%
|
| 97 | Some other reason | 13 |
8.7%
|
| 98 | Don't know | 3 |
2%
|
| 99 | Refused | 0 |
0%
|
| Sysmiss | 860 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
Only display items from Con2A-Con2G if Con2A or Con2B or Con2C or Con2D or Con2E or Con2F or Con26 = "yes"
Others
Notes
Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.