The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Panama, 2024

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Reference ID

PAN_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Reason for no smartphone: worried about safety or security (con31f)

Data file: Findex_Microdata_2025_updatePanama

Overview

Valid: 160

Invalid: 850

Minimum: 1

Maximum: 9

Type: Discrete

Decimal: 0

Width: 12

Range: 1 - 9

Format: Numeric

Questions and instructions

Literal question

Please tell me whether each of the following are reasons why you do NOT OWN a smartphone: You are worried about your personal safety or security when using a smartphone

Categories

Value	Category	Cases
1	Yes	78	48.8%
2	No	78	48.8%
8	Don't know	2	1.3%
9	Refused	2	1.3%
Sysmiss		850

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Con9 = "A basic text phone/dk/r"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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