The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Panama, 2024

Get Microdata

Reference ID

PAN_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Opened first account to receive a wage or salary payment or money from the gover (fin4)

Data file: Findex_Microdata_2025_updatePanama

Overview

Valid: 560

Invalid: 450

Minimum: 1

Maximum: 3

Type: Discrete

Decimal: 0

Width: 12

Range: 1 - 3

Format: Numeric

Questions and instructions

Literal question

Thinking about the first account you opened, did you open it to receive a wage or salary payment or money from the government? Yes or no?

Categories

Value	Category	Cases
1	Yes	291	52%
2	No	266	47.5%
3	Don't know	3	0.5%
4	Refused	0	0%
Sysmiss		450

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Fin1 or Fin2 = "yes"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

Back to Catalog