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The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Romania, 2024
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Reference ID
ROU_2024_FINDEX_v02_M
Producer(s)
Development Research Group, Finance and Private Sector Development Unit
Metadata
Documentation in PDF DDI/XML JSON
Study website
Created on
Jan 05, 2026
Last modified
Jan 05, 2026

Borrowed from a formal bank or similar financial institution (fin22a)

Data file: Findex_Microdata_2025_updateRomania

Overview

Valid: 1000
Invalid: 0
Minimum: 1
Maximum: 4
Type: Discrete
Decimal: 0
Width: 12
Range: 1 - 4
Format: Numeric

Questions and instructions

Literal question
In the past 12 months, have you borrowed any money from a bank or a similar financial institution?
Categories
Value Category Cases
1 Yes 77
7.7%
2 No 918
91.8%
3 Don't know 1
0.1%
4 Refused 4
0.4%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Others

Notes
Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.
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