The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Romania, 2024

Get Microdata

Reference ID

ROU_2024_FINDEX_v02_M

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jan 05, 2026

Last modified

Jan 05, 2026

Paid off all credit card balances in full by their due date (fin22h)

Data file: Findex_Microdata_2025_updateRomania

Overview

Valid: 146

Invalid: 854

Minimum: 1

Maximum: 4

Type: Discrete

Decimal: 0

Width: 12

Range: 1 - 4

Format: Numeric

Questions and instructions

Literal question

In the past 12 months, did you pay off all your credit card balances in full by their due date?

Categories

Value	Category	Cases
1	Yes	118	80.8%
2	No	26	17.8%
3	Don't know	0	0%
4	Refused	2	1.4%
Sysmiss		854

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Fin22G = "yes"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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