| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 9 |
100%
|
| 1 | No need for a loan - establishment had sufficient capital | 0 | |
| 2 | Application procedures were complex | 0 | |
| 3 | Interest rates were not favorable | 0 | |
| 4 | Collateral requirements were too high | 0 | |
| 5 | Size of loan and maturity were insufficient | 0 | |
| 6 | Did not think it would be approved | 0 | |
| 7 | Other | 0 |