| Value | Category |
|---|---|
| 1 | postpone payment |
| 2 | i cant borrow again from lender |
| 3 | loose collateral |
| 4 | i cant borrow from this or other lenders |
| 5 | interest rate increases |
| 6 | group can not borrow again |
| 7 | fine |
| 8 | bad reputation in village |
| 9 | exclusion from group |
| 10 | other,specify |
| Sysmiss |