| Value | Category |
|---|---|
| -9 | Don't know |
| 1 | No need for a loan - establishment has sufficient capital |
| 2 | Application procedures for loans or lines of cr. are complex |
| 3 | Interest rates are not favorable |
| 4 | Collateral requirements are too high |
| 5 | Size of loan or maturity are insufficient |
| 6 | Did not think it would be approved |
| 7 | Other |
| Sysmiss |