| Value | Category | 
|---|---|
| 1 | They keep some or all of the money for themselves | 
| 2 | The primary recipient has left the area and cannot collect the card or they are too busy to collect the payment | 
| 3 | They are rude | 
| 4 | They are often unable to collect the cash on my behalf | 
| 97 | Other Specify | 
| 99 | N/A | 
| Sysmiss |