| Value | Category |
|---|---|
| -9 | DK |
| 1 | Personal relationship with the institution |
| 2 | Interest rate offered |
| 3 | Collateral requirements |
| 4 | Maturity offered (total duration) |
| 5 | Have other products with this institution (e.g. savings or transaction accounts) |
| 6 | Proximity of institution |
| 7 | Reputation of institution |
| 8 | Only option available |
| 9 | Other |
| Sysmiss |