Question post text
if the answer code is 2, skip to question 22
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Identify whether the borrowing has collateral or not. Collateral can be very diverse,
for large loans collateral can be a house, durable goods… Some loan agreements can be made
verbally, as the loan matures and if the borrower is not able to pay it back, the lender has the right
to confiscate rice, cattle, plants in the garden or rice in the field.