| Value | Category |
|---|---|
| 1 | No Farm or Business |
| 2 | Have Adequate Farm |
| 3 | Believe Would Be Refused |
| 4 | Too Expensive |
| 5 | Too Much Trouble |
| 6 | Inadequate Collateral |
| 7 | Do Not Like To Be In Debt |
| 8 | Do Not Know Any Lender |
| 9 | Fear Not Be Able To Pay |
| 10 | Other (Specify) |
| 19 | |
| Sysmiss |