| Value | Category |
|---|---|
| 1 | Premium too high |
| 2 | Don't have confidence in operators of schemes |
| 3 | Covered by other alternatives |
| 4 | No knowledge of any scheme |
| 5 | Dont know where to register |
| 6 | Registration officer too far |
| 7 | Do not need health \insurance |
| 8 | HI do not cover the services I need |
| 9 | HI does not cover the facilities I use |
| 10 | No money |
| 96 | other |
| Sysmiss |