| Value | Category | 
                                    
                    
                        | -99 | Refused to answer | 
                                    
                    
                        | -88 | Not provided | 
                                    
                    
                        | -77 | Not applicable | 
                                    
                    
                        | -66 | Do not know | 
                                    
                    
                        | -44 |  | 
                                    
                    
                        | 1 | No need for a loan - establishment has sufficient capital | 
                                    
                    
                        | 2 | Application procedures for loans or line of credit are compl | 
                                    
                    
                        | 3 | Interest rates are not favorable | 
                                    
                    
                        | 4 | Collateral requirements for loans or line of credit are unat | 
                                    
                    
                        | 5 | Size of loan and maturity are insufficient | 
                                    
                    
                        | 6 | Did not think it would be approved | 
                                    
                    
                        | 7 | Other | 
                            
            Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.