Value |
Category |
1 |
I do not know what it is |
2 |
I do not know how to open one |
3 |
I do not have a state-issued/national ID or other required documents |
4 |
I prefer to use another type of institution, e.g. SACCO or MFI |
5 |
I do not have money to use a bank |
6 |
I do not need one, I do not make any transactions |
7 |
Registration paperwork is too complicated |
8 |
Registration fee is too high/ Fees for using a bank account are too high/ banks are too expensive/I can’t afford the min |
9 |
Using a bank account is difficult |
10 |
I do not have money to make any transactions with such account |
11 |
No one among my friends or family has such account |
12 |
I do not understand the purpose of such account, I do not know what I can use it for |
13 |
There are no banks/bank agents close to where I live/work |
14 |
Banks are not reliable |
15 |
Banks do not offer the services I need |
16 |
Bank staff/agents are unfriendly; they make me feel unwelcomed |
17 |
Bank hours are not convenient for me |
18 |
I never thought about using a bank |
19 |
I do not trust banks/that my money is safe in a bank |
20 |
I would rather have my money close to me |
21 |
I use mobile money |
22 |
I don’t have time to go to the bank |
23 |
I use somebody else’s account |
24 |
My husband, family, in-laws do not approve of me having a bank account. |
25 |
I will not be able to go to a bank on my own |
26 |
It’s not approved by my religion |
27 |
Other |
28 |
DK/Refused |
Sysmiss |
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.