Value |
Category |
Banks have rules and regulations |
|
Because I do not want to borrow |
|
Depends on the Evaluation |
|
Don't know |
|
I am afraid of |
|
I cannot get cr//edit withoout collateral |
|
I deal with the bank not a single person |
|
I do not want to borrow |
|
I do not want to borrow from banks |
|
I follow the procedure |
|
I have to //save first to take the loan |
|
I have to fulfill the requirements |
|
I know |
|
I know the person well |
|
I know the person, not the bank |
|
I want to go the right way |
|
I will ask the institution, not the person |
|
I will get the information easily |
|
If I do not have a collateral, knowing him is not important |
|
If he knows me, he will probably know my problems and he will give me credit |
|
If he knows my collateral, he will give me a credit |
|
If there is not collateral, they don't give cr//edit |
|
It is owned by the government |
|
Other requirements must be fulfilled |
|
THE HAS IT IT'S OWEN RULE AND REGULATION |
|
There is a precondition to take loand from the bank or the microfinance |
|
bank does not work with corruption |
|
banks has their own rules and regulations |
|
because I dont full fill all the requirements and the officer have no power |
|
because the person knows that I am a hard worker |
|
he can show me how to borrow money |
|
he is not gonna give me because he knows me |
|
he will ask me the collateral |
|
he will not do me a favor |
|
he will tell me important information |
|
he will trust me |
|
i ask information about how to take a cr//edit and from that information i will get a credit |
|
it does not depend on the person |
|
it is against my religion |
|
it is illegal |
|
it is illegal and not a good thing to do for a business women |
|
it is my belief |
|
it is not easy these days |
|
it is not his money to lend me |
|
it makes it easier |
|
just because he knows me personaly does not mean he is gonna give me the credit |
|
my business should fulfill the criteria for credit |
|
need to have collateral |
|
no |
|
none |
|
not applicable |
|
the bank has its own rules and regulations |
|
the bank is not managed by one person |
|
the decision is made by the bank, not by the person |
|
the lenders give advise about the loan |
|
the money belongs to the bank |
|
the person will help you by giving the right information |
|
there are other requirements |
|
they need to write the right proposal |
|
they will ask for collateral |
|
they will help us because they give me important information ' |
|
working and relationship is different |
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.