| Value |
Category |
| ACC REQUIREMENT DON'T ALLOW |
|
| AFRAID |
|
| AFRAID I CAN'T PAY |
|
| AFRAID OF LOANS |
|
| AFRAID OF NOT ABLE TO PAY |
|
| AFRAID OF TAKING A LOAN |
|
| AFRAID OF TAKING LOAN |
|
| AFRAID OF TAKING LOANS |
|
| AFRAID OF THEIR TERMS AND COND |
|
| AFRAID TO COLLECT A LOAN |
|
| AFRAID TO TAKE LOAN |
|
| AFRAID TO TAKE LOANS |
|
| AFRAIN CAN NOT PAY |
|
| AGAINST RELIGIOUS BELIEFS |
|
| ALREADY ON LOAN |
|
| AM NOT WORKING AND NO ACCOUNT |
|
| BANK BALANCE IS NOT ENOUGH |
|
| BANK DID NOT GIVE |
|
| BANKERS DO NOT ALLOW LOAN TO B |
|
| BECAUSE AM JOBLESS |
|
| BECAUSE AM NOT WORKING |
|
| BECAUSE HE HAS NO SAVINGS |
|
| BECAUSE I DON'T HAVE ACCOUNT |
|
| BECAUSE I DON'T HAVE BANK ACCO |
|
| BECAUSE IS JOBLESS |
|
| BECAUSE SHE HAS NO SABINGS |
|
| BECAUSE SHE HAS NO SAVINGS |
|
| BECAUSE SHE IS JOBLESS |
|
| BORROWED FROM FRIENDS |
|
| BUSINESS ACTIVITIES ARE SLOW |
|
| BUSSINES IS BAD |
|
| CAANNOT PAYBACK |
|
| CAN AFFORD,NO WORK |
|
| CAN NOT GET IN GOOD TIME |
|
| CAN NOT PAY |
|
| CAN NOT PAY BACK |
|
| CAN NOT PAY IF TAKE A LOAN |
|
| CAN'T AFFORD |
|
| CAN'T AFFORD AND NO WORK TO DO |
|
| CAN'T PAY BACK |
|
| CAN'T PAY BACK. |
|
| CAN'T PAYBACK |
|
| CAN'T PAYY BACK |
|
| CAN'T SPEAK ENGLISH |
|
| CAN'T TELL |
|
| CANNOT AFFORD |
|
| CANNOT AFFORD IT |
|
| CANNOT AFFORD ONE |
|
| CANNOT AFFORD REPAYMENT. |
|
| CANNOT AFFORD TO REPAY |
|
| CANNOT AFFORD,WILL NOT GET |
|
| CANNOT PAT BACK |
|
| CANNOT PAY |
|
| CANNOT PAY AFTER |
|
| CANNOT PAY BACK |
|
| CANNOT PAY BACK LOAN |
|
| CANNOT PAY BACK LOAN AFTER |
|
| CANNOT PAY BACK THE LOAN |
|
| CANNOT PAY BACK2 |
|
| CANNOT PAY IF I TAKE IT |
|
| CANNOT PAY IT AFTER |
|
| CANNOT PAYBACK |
|
| CANNOT PAYBAVK |
|
| CANNOT REPAY |
|
| CANNOT TELL |
|
| CANNOT WORK TO PAY |
|
| CANT AFORD,NO ENOUGH MONEY |
|
| CANT PAY |
|
| CANT PAY BACK |
|
| CHILD AND AT SCHOOL |
|
| CHILD AND NOT WORKING |
|
| CHILD,NOT WORKING |
|
| CUMBERSOME PROCEDURES |
|
| DECEASED |
|
| DIDN'T GET IT THE FIRST TIME |
|
| DIFFICULT TO PAY BACK |
|
| DIFFICULT TO PAY DEBT |
|
| DO NOT HAVE ACESS |
|
| DO NOT HAVE MONEY |
|
| DO NOT HAVE REGULAR INCOME |
|
| DO NOT KNOW |
|
| DO NOT KNOW HOW TO APPLY |
|
| DO NOT KNOW WHERE TO GET LOAN |
|
| DO NOT KNOW WHERE TO GO FOR IT |
|
| DO NOT LIKE LOAN |
|
| DOES NOT HAVE A REGUKAR INCOME |
|
| DOES NOT HAVE A REGULAR INCOME |
|
| DOES NOT HAVE ANY REASON |
|
| DOES NOT HAVE ANYONE TO LEADME |
|
| DOES NOT HAVE REGULAR INCOME |
|
| DOES NOT KNOW TO GO FOR THE LO |
|
| DOES NOT NEED A LOAN NOW |
|
| DOES NOT NEED LOAN |
|
| DOES NOT NEED LOAN NOW |
|
| DOES NOT NEED LOAN YET |
|
| DOES NOT NOHOW TO APPLY FOR IT |
|
| DOES NOT WORK |
|
| DOESN' HAVE REGULAR INCOME |
|
| DOESN'T HAVE REGULAR INCOME |
|
| DOESN'T KNOW ANY SOURCE |
|
| DOESN'T KNOW OF ANY |
|
| DON'T HAVE BANK ACCOUNT |
|
| DON'T A REGULAR BUSINESS DOING |
|
| DON'T HAVE A REGULAR INCOME |
|
| DON'T HAVE A RELIABLE INCOME |
|
| DON'T HAVE ACCOUNT |
|
| DON'T HAVE AN INCOME |
|
| DON'T HAVE ANY BUSINESS DOING |
|
| DON'T HAVE ANY JOB DOING |
|
| DON'T HAVE BANK ACCOUNT |
|
| DON'T HAVE BANK ACCOUNT. |
|
| DON'T HAVE BANK ACCOUNTS |
|
| DON'T HAVE BANK ACCOUNþ |
|
| DON'T HAVE BUSINESS DOING |
|
| DON'T HAVE BUSINESS TO RUN |
|
| DON'T HAVE DEPOSIT |
|
| DON'T HAVE ENOGH MONEY |
|
| DON'T HAVE ENOUGH DEPOSIT |
|
| DON'T HAVE MONEY TO OPEN ACCOU |
|
| DON'T HAVE PERMANENT BUSINESS |
|
| DON'T HAVE PERMANENT JOB |
|
| DON'T HAVE PERMANENT WORK |
|
| DON'T HAVE PERMANET WORK AND A |
|
| DON'T HAVE REGULAR SOURCE OF I |
|
| DON'T HAVE WORK |
|
| DON'T HAVE WORK. |
|
| DON'T KNOW |
|
| DON'T KNOW ANYTHING ABOUT IT |
|
| DON'T KNOW ANYWHERE TO GET IT |
|
| DON'T KNOW HOW |
|
| DON'T KNOW HOW TO |
|
| DON'T KNOW HOW TO ACCESS IT |
|
| DON'T KNOW HOW TO GET IT |
|
| DON'T KNOW HOW TO GET IT. |
|
| DON'T KNOW HOW TO GO ABOUT IT |
|
| DON'T KNOW HOW TO GO ABOUT IT. |
|
| DON'T KNOW IF HE CAN GET IT |
|
| DON'T KNOW OF ANY PLACE |
|
| DON'T KNOW PROCESS INVOLVED |
|
| DON'T KNOW THAT HE IS LEGIBLE |
|
| DON'T KNOW THE PROCEDURE |
|
| DON'T KNOW THE PROCEDURES |
|
| DON'T KNOW THE PROCESS |
|
| DON'T KNOW WHAT TO USE THE MON |
|
| DON'T KNOW WHER TO GET IT |
|
| DON'T KNOW WHERE TO BORROW |
|
| DON'T KNOW WHERE TO GET IT |
|
| DON'T KNOW WHERE TO GET LOAN |
|
| DON'T NEED IT |
|
| DONOT DEAL WITH ANY FIN INST |
|
| DONT HAVE A JOB |
|
| DONT HAVE AN INCOME |
|
| DONT KNOW ANY SOURCE |
|
| DONT KNOW HOW TO AQUIRE IT |
|
| DONT KNOW HOW TO OBTAIN LOAN |
|
| DONT TRUST SERVICE PROVIDERS |
|
| FEAR |
|
| FEAR ARREST WHEN DEFAULT |
|
| FEAR CONSEQUENCIES OF DAFAULTI |
|
| FEAR FOR NOT ABLE TO PAY |
|
| FEAR I CANT PAY BACK |
|
| FEAR MEETING REPAYMENT TERMS |
|
| FEAR NOT MEETIN REPAYMENT PLAN |
|
| FEAR NOT MEETING REPAYMENT |
|
| FEAR OF BAD DEBTS |
|
| FEAR OF DEBT |
|
| FEAR OF DEFAULT |
|
| FEAR OF DEFAULTING |
|
| FEAR OF ENTRING INTO DEBT |
|
| FEAR OF INDEBTEDNESS |
|
| FEAR OF LOSING THE FUND |
|
| FEAR OF NOT BEING ABLE TO PAY |
|
| FEAR OF NOT BEING ALE TO PAY |
|
| FEAR OF NOT MEETING REPAYMENT |
|
| FEAR OF NOT PAYING BACK |
|
| FEAR OF PAYMENT DEFICIT |
|
| FEAR OF REAPAYMENT TERMS |
|
| FEAR OF REPAYMENT |
|
| FEAR OF REPAYMENT TERMS |
|
| FEAR REPAYMENT |
|
| FEAR REPAYMENT PLAN |
|
| FEAR REPAYMENT TERMS |
|
| FEARS LOAN |
|
| FOR FEAR I WON'T BE GIVEN ANY |
|
| HAS NEVER THOUGHT OF IT BEFORE |
|
| HAS NO BANK ACCOUNS |
|
| HAS NO BANK ACCOUNT |
|
| HAS NO BANK ACCOUNTS |
|
| HAS NO CORATARAL SECURITY |
|
| HAS NO IDEA ABOUT IT |
|
| HAS NO REGULAR INCOME |
|
| HAVE NO ACCOUNT WITH THE BANK |
|
| HAVE NO BANK ACCOUNT |
|
| HAVE NO BANK ACCOUNTS |
|
| HAVE NO SOURCE |
|
| HAVE NO SOURCE OF INCOME |
|
| HAVE NO WORK DOING |
|
| HAVE NOT THOUGT ABOUT IT |
|
| HE IS A CHILD |
|
| HE IS A SCHOOL CHILD |
|
| HE IS A STUDENT |
|
| HE IS CHILD AND STUDENT |
|
| HE IS NOT A GOVERNMENT WORKER |
|
| HOW TO PAY BACK IS PROBLEM |
|
| I CAN'T PAY BACK |
|
| IF IT WILL BE GRANTED OR NOT |
|
| IM TOO YOUNG |
|
| IN SCHOOL |
|
| IN SCHOOL -DEPENDANT |
|
| IN SCHOOL-DEPENDANT AND NO WOR |
|
| IN SCHOOOL |
|
| IN SHOOL |
|
| INCOME TOO SCARTY FOR LOAN |
|
| IS A CHILD |
|
| JOB DON'T ALLOW FOR LOAN |
|
| JUST A CHILD AND STUDENT |
|
| JUST CHILD |
|
| JUST COMPLETED LOAN PAYMENT |
|
| JUST FINISHED PAYING A LOAN |
|
| JUST OBTAINED THIS ACCOUNT |
|
| JUST STARTED SAVING WITH THE B |
|
| KNOWS NO ANY SOURCE |
|
| KNOWS NO SOURCE |
|
| LACK OF BANK ACCOUNT. |
|
| LACK OF INCOME |
|
| LACK REGULAR INCOME TO REPAY |
|
| LOAN COMPANIES NOT AVAILABLE |
|
| LOAN IS GIVEN TO GROUPS |
|
| LOAN NOT ACCESSIBLE |
|
| LOAN NOT AVAILABLE |
|
| LOAN WAS GIVEN IN GROUPT |
|
| LOAN WAS GIVEN TO GROUPS |
|
| LOOKING FOR PLACE TO OBTAIN |
|
| MAY BE CANNOT PAY BACK |
|
| MAY NOT BE ABLE TO PAY BACK |
|
| MENTALLY SICK |
|
| MIGHT NOT BE ABLE TO PAY BACK |
|
| MO SOURCE AVAILABLE |
|
| NA |
|
| NO ACCESS |
|
| NO ACCESS TO |
|
| NO ACCESS/OPPORTUNITY |
|
| NO ACCESS/WORK DOING |
|
| NO AVAILAABLE SOURCE |
|
| NO AVAILABLE SOURCE |
|
| NO AVAILABLE SPURCE |
|
| NO BANK ACCOUNT |
|
| NO BANK ACCOUNTS |
|
| NO BUSSINESS DOING-DEPENDANT[C |
|
| NO COME |
|
| NO EFFECTIVE WORK DOING |
|
| NO ENOUGH FUND |
|
| NO ENOUGH MONEY IN HER ACCOUNR |
|
| NO ENOUGTH FUND INTHE MY ACCOU |
|
| NO FAVOURABLE |
|
| NO FAVOURABLE TERMS |
|
| NO INCOME |
|
| NO INVESTMENT OPPORTUNITIES |
|
| NO INVESTMENT PLAN |
|
| NO INVESTMENT PLAN YET |
|
| NO KNOWN SOURCE |
|
| NO LENDING INSTITUTION AROUND |
|
| NO LOAN FACILITY AVAILABLE |
|
| NO MARKET-MY SALES |
|
| NO MONEY FOR LOAN |
|
| NO PEACE IN TERMS OF PAYMENT |
|
| NO PLACE TO GET LOAN |
|
| NO PLACE/PERSON TO GET LOAN |
|
| NO REASON |
|
| NO REGULAR JOB |
|
| NO REGULAR JOB TO PAY BACK |
|
| NO REGULAR JOB TO REPAY |
|
| NO REGULAR WORK |
|
| NO SOURCD AVAILABLE |
|
| NO SOURCE |
|
| NO SOURCE AVAILABLE |
|
| NO SOURCE KNOWN |
|
| NO SOURCE OF INCOME |
|
| NO WHERE TO GET LOAN |
|
| NO WORK |
|
| NO WORK DOING |
|
| NO WORK DOING/BUSINESS |
|
| NO WORK DOLNG |
|
| NO WORK OR INCOME TO DO BUSINE |
|
| NO WORK OR MONEY |
|
| NO WORK,CAN AFFORD |
|
| NO WORK,CONNOT GET OR WILL NOT |
|
| NOT A GOVERNMENT WORKER |
|
| NOT A REGULAR PAY WORKER |
|
| NOT A SALARIED WORKER |
|
| NOT ACCESSIBLE |
|
| NOT APPLICABLE |
|
| NOT APPLICABLE FOR LOAN |
|
| NOT AVAILABLE |
|
| NOT AVAILABLE IN THE VILLAGE |
|
| NOT AWARE OF ANY SOURCE |
|
| NOT AWARE OF IT |
|
| NOT AWARE OF LOAN FACILITY |
|
| NOT GETTING |
|
| NOT HAVING AN INCOME |
|
| NOT INTERESTED |
|
| NOT INTERESTED IN LOANS |
|
| NOT INTERESTED/FEAR LOAN |
|
| NOT INTREST |
|
| NOT INTRESTED |
|
| NOT INTRESTED IN LOANS |
|
| NOT SALARY WORKER |
|
| NOT TIME FOR LOAN APPLICATION |
|
| NOT VERY HEALTHY |
|
| NOT WORKING |
|
| NOT WORKING AND A STUDENT |
|
| NOT WORKING,TOO YOUNG |
|
| NOTHING |
|
| NOW CONSIDERING TO APPLY |
|
| NOY WORKING |
|
| ONLY GROUPS LOAN AVAILABLE |
|
| OPERATORS NOT RELIABLE |
|
| PLNNING TO TAKE IT NEXT YEAR |
|
| PRESSURE FROM LENDERS |
|
| PROCEDURES TOO CUMBERSOME |
|
| PROCEEDINGS ARE TOO MUCH |
|
| PROCESS IS TOO DIFFICULT |
|
| PROCESS TOO LONG |
|
| RELIGIOUS BELIEFS |
|
| RELIGIOUS PROHIBITION |
|
| RELIGIOUS PROHIBITION(ISLAM) |
|
| RELIGIOUS REASONS |
|
| RUN OUT OF MONEY FOR NOW |
|
| SACRED TO TAKE LOANS |
|
| SCARED OF TAKING LOAN |
|
| SCARED OF TAKING LOANS |
|
| SCARED TO TAKE LOANS |
|
| SCHOOL CHILD |
|
| SHE HAS NO SAVINGS ACCOUNT |
|
| SHE IS A STUDENT |
|
| STIL IN SCHOOL |
|
| STILL A CHILD |
|
| STILL IN SCHOOL |
|
| STUDENT |
|
| STUDENT AND NOT WORKING |
|
| STUDENT ãND NOT WORKING |
|
| TERMS NOT FAVOURABLE |
|
| THAT SHE CANNOT PAY BACK |
|
| THE FACILITY IS NOT AVAILABLE |
|
| THE FACILITY NOT AVAILABLE |
|
| THE INSTITUTIONS WILL NOT GIVE |
|
| THE SYSTEM DOES NOT SUPPORT IT |
|
| THERE IS NO BANK IN THE COMMUN |
|
| THERE IS PLACE TO OBTAIN LAN |
|
| THEY RUN OUT OF MONEY |
|
| THINKS THAT HE MAY NOT GET IT |
|
| THOUGHT HE WILL NOT GET |
|
| TOO OLD MAN |
|
| TOO OLD,AND NO WORK DOING |
|
| TOO OLD,CAN'T AFFORD |
|
| TOO OLD,CANNOT WORK TO PAY |
|
| TOO YOUNG |
|
| TOO YOUNG A CHILD |
|
| TOO YOUNG AND NO WORK DOING |
|
| TOO YOUNG AND NOT WORKING |
|
| TOO YOUNG TO OBTAIN A LOAN |
|
| TOO YOUNG,NO WOK |
|
| TOO YOUNG,NOTHING DOING |
|
| TOO YOUNG,WON'T GET |
|
| TOO YOUNG-NO WORK DOING |
|
| UNEMPLOYED |
|
| WILL GO FOR A LOAN NEXT YEAR |
|
| WILL NOT BE ABLE TO PAY |
|
| WILL NOT BE GIVEN |
|
| WILL NOT GET |
|
| WON'T GET |
|
| WONT BE GIVEN |
|
| WORK NOT MOVING WELL,NO MARKEE |
|
| YOUNG |
|
| YOUNG TO APPLY FOR A LOAN |
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.