| Value | 
                    Category | 
                                                                            
                                    
                    
                        | ACCUMULATING THEIR OWN CAPITAL & RE-I | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | ALREADY HAD A LOAN FROM AN INDIVIDUAL | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | ALTERNATIVE SOURCES | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | ALTERNATIVE SOURCES-OTHER BUSINESSES | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | ALTITUDE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | CONTRLLED BY THE HEAD OFFICE | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | HAD OVERDRAFT FACILITY | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | HAS NO STRONG RELATIONSHIP WITH BANK | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | LOCAL BANK DOESNOT LEND | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | NA | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | NO CONTACTS | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | NO MARKET | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | PREFER LEASING | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | PRESENCE OF ENOUGH CAPITAL | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | PROCESS IS TOO LONG | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | STABLE FINACE SITUATION | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | THE FIRM FAILED TO TAKE OFF | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | THEY HAVE AN OVER DRAFT FACILITY | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | TOO RISKY MAY NOT HAVE FUNDS TO REPAY | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                                    
                    
                        | WE HAVE HAD ENOUGH PROFITS | 
                          | 
                        
                            
                        
                        
                        
                        
                            
                    
                            
            Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.