Value | Category | Cases | |
---|---|---|---|
I am afraid my money will be swindled | 1 |
0.5%
|
|
I am afraid of not being able to pay back | 1 |
0.5%
|
|
I am busy with my own issues | 1 |
0.5%
|
|
I am financially unable | 1 |
0.5%
|
|
I am not a businessperson | 1 |
0.5%
|
|
I am not familiar with those things | 1 |
0.5%
|
|
I am not ready | 1 |
0.5%
|
|
I am not ready yet | 1 |
0.5%
|
|
I am poor | 1 |
0.5%
|
|
I am very busy | 2 |
0.9%
|
|
I can't afford to join | 2 |
0.9%
|
|
I can't do the work they do because of my poor health | 1 |
0.5%
|
|
I can't read that is why I have no account | 1 |
0.5%
|
|
I didn't have any business | 1 |
0.5%
|
|
I don't even want to hear about them | 1 |
0.5%
|
|
I don't have any account | 1 |
0.5%
|
|
I don't have any reason | 1 |
0.5%
|
|
I don't have capital | 2 |
0.9%
|
|
I don't have enough money | 3 |
1.4%
|
|
I don't have knowledge on those groups | 1 |
0.5%
|
|
I don't have money | 1 |
0.5%
|
|
I don't have money and don't need to use it | 1 |
0.5%
|
|
I don't have money to join the groups I know | 1 |
0.5%
|
|
I don't have time | 1 |
0.5%
|
|
I don't know its benefits or losses | 1 |
0.5%
|
|
I don't like | 1 |
0.5%
|
|
I don't like being in debt | 1 |
0.5%
|
|
I don't like it because they confiscate things if you fail to pay the loan | 1 |
0.5%
|
|
I don't need a group | 1 |
0.5%
|
|
I don't need a loan | 1 |
0.5%
|
|
I don't need any service from them | 1 |
0.5%
|
|
I don't need their service | 1 |
0.5%
|
|
I don't see it's importance | 1 |
0.5%
|
|
I don't see their importance | 1 |
0.5%
|
|
I don't trust the groups | 1 |
0.5%
|
|
I don't trust them and I don't have capital | 1 |
0.5%
|
|
I don't want disturbance | 1 |
0.5%
|
|
I hate being a member | 1 |
0.5%
|
|
I hate being in groups | 1 |
0.5%
|
|
I have no knowledge of such groups | 1 |
0.5%
|
|
I have started preparing myself to join | 1 |
0.5%
|
|
I haven't been able to join | 1 |
0.5%
|
|
I haven't been educated on loans | 1 |
0.5%
|
|
I haven't been impressed by any group | 1 |
0.5%
|
|
I haven't been invited to any group | 1 |
0.5%
|
|
I haven't considered joining the groups | 1 |
0.5%
|
|
I haven't decided to join them | 2 |
0.9%
|
|
I haven't got a group | 1 |
0.5%
|
|
I haven't got education on those groups | 1 |
0.5%
|
|
I haven't got enough knowledge to join | 1 |
0.5%
|
|
I haven't got people to join with | 1 |
0.5%
|
|
I haven't joined yet | 1 |
0.5%
|
|
I haven't made a follow up on any group | 1 |
0.5%
|
|
I haven't made any follow up | 1 |
0.5%
|
|
I haven't thought of joining any group | 1 |
0.5%
|
|
I haven’t needed it | 1 |
0.5%
|
|
I know nothing of financial services | 1 |
0.5%
|
|
I must first have an income generating activity | 1 |
0.5%
|
|
I save elsewhere | 1 |
0.5%
|
|
I still am dependent on my father so I don't have money | 1 |
0.5%
|
|
I want to join | 1 |
0.5%
|
|
I'm still a student | 1 |
0.5%
|
|
I'm still new here | 1 |
0.5%
|
|
I've never heard of such a thing | 1 |
0.5%
|
|
None | 3 |
1.4%
|
|
a lot of quarrels | 1 |
0.5%
|
|
because he has no money | 1 |
0.5%
|
|
because he is sick and has a swelling | 1 |
0.5%
|
|
because she is submissive to her husband | 1 |
0.5%
|
|
diseases and old age | 1 |
0.5%
|
|
disturbance | 1 |
0.5%
|
|
disturbance by the members | 1 |
0.5%
|
|
doesn't have capital | 1 |
0.5%
|
|
doesn't have enough knowledge on the groups | 1 |
0.5%
|
|
doesn't have enough knowledge on them | 1 |
0.5%
|
|
doesn't know of any groups | 1 |
0.5%
|
|
doesn't like | 1 |
0.5%
|
|
doesn't see the benefits | 1 |
0.5%
|
|
doesn't see the importance of the group | 1 |
0.5%
|
|
groups have regular quarrels | 1 |
0.5%
|
|
hasn't decided | 2 |
0.9%
|
|
he has no reason | 1 |
0.5%
|
|
he has started registering to form a group | 1 |
0.5%
|
|
he hasn't got enough knowledge on the groups | 1 |
0.5%
|
|
he is scared to join any institution | 1 |
0.5%
|
|
he prefers it that way | 1 |
0.5%
|
|
he sees it as a disturbance to join | 1 |
0.5%
|
|
he uses other groups | 1 |
0.5%
|
|
his health is not good | 1 |
0.5%
|
|
income and money circulation are low | 1 |
0.5%
|
|
inconveniences in groups | 1 |
0.5%
|
|
it is not formal | 1 |
0.5%
|
|
it takes long to get a loan | 1 |
0.5%
|
|
less lipstick | 1 |
0.5%
|
|
most groups are for women men are not involved | 1 |
0.5%
|
|
most of the time is spent in school | 1 |
0.5%
|
|
my activities have not forced me yet to join | 1 |
0.5%
|
|
my age does not permit me | 1 |
0.5%
|
|
my expenditure exceeds my income | 1 |
0.5%
|
|
my health is poor | 1 |
0.5%
|
|
my husband doesn't want groups | 1 |
0.5%
|
|
my income is small | 4 |
1.9%
|
|
my personal decision | 1 |
0.5%
|
|
my wife is a member so I use her to get loans | 1 |
0.5%
|
|
no education is provided on those groups | 1 |
0.5%
|
|
no education on those groups | 1 |
0.5%
|
|
no money | 2 |
0.9%
|
|
no reason | 1 |
0.5%
|
|
no such groups or education | 1 |
0.5%
|
|
no trust in those groups | 1 |
0.5%
|
|
none | 18 |
8.5%
|
|
none are here | 1 |
0.5%
|
|
people are not willing to join such service | 1 |
0.5%
|
|
people go broke because of the groups | 1 |
0.5%
|
|
right now he doesn't have money to join | 1 |
0.5%
|
|
saving personally is much easier | 1 |
0.5%
|
|
still a student | 1 |
0.5%
|
|
terms and conditions of the group | 1 |
0.5%
|
|
the group collapsed | 2 |
0.9%
|
|
the groups are far | 1 |
0.5%
|
|
the groups collapsed | 1 |
0.5%
|
|
the income is too low | 1 |
0.5%
|
|
the interest is so big so I can't join | 1 |
0.5%
|
|
the loans are given late | 1 |
0.5%
|
|
there are no such groups here | 45 |
21.1%
|
|
there is no benefit | 1 |
0.5%
|
|
there is no education given in those groups | 1 |
0.5%
|
|
there is no trust | 1 |
0.5%
|
|
they are stubborn | 1 |
0.5%
|
|
they can't be trusted | 1 |
0.5%
|
|
they choose among themselves and don't include others | 1 |
0.5%
|
|
they show no mercy and auction your property when you fail to pay | 1 |
0.5%
|
|
time is limited | 1 |
0.5%
|
|
we are not educated on loan issues | 1 |
0.5%
|
|
we don't have secure employment | 1 |
0.5%
|
|
we don't have those groups in this village | 1 |
0.5%
|
|
we haven't been educated on such things | 1 |
0.5%
|
|
weekly loan returns are a problem | 1 |
0.5%
|