FinScope 2015, Financial Inclusion
Zambia, 2015
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Dec 05, 2019
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Dec 05, 2019
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- zmb-zambia-finscope-2015-v1.1-stata11
5.3. What is the main reason why you have not borrowed money? (Q5_3)
Data file: zmb-zambia-finscope-2015-v1.1-stata11
Overview
Valid:
5993
Invalid:
2578
Type:
Discrete
Decimal:
0
Start:
2725
End:
2726
Width:
2
Range:
1 - 12
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Didn't need to borrow money, my income is enough to cover al | 1099 |
18.3%
|
| 2 | Don't want to borrow money/don't believe in borrowing money | 809 |
13.5%
|
| 3 | Worried would not be able to pay back the money | 2923 |
48.8%
|
| 4 | Interest charged on borrowed money is too high | 117 |
2%
|
| 5 | Do not know where to borrow money from | 163 |
2.7%
|
| 6 | Do not know how to apply for a loan | 16 |
0.3%
|
| 7 | Do not have security or collateral | 28 |
0.5%
|
| 8 | Cannot get a loan because of my credit history | 3 |
0.1%
|
| 9 | Do not have the right documentation | 15 |
0.3%
|
| 10 | Not allowed to borrow money by spouse, by family or other | 74 |
1.2%
|
| 11 | Tried to borrow, but have been refused | 27 |
0.5%
|
| 12 | Other, specify | 719 |
12%
|
| Sysmiss | 2578 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.