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    Home / Central Data Catalog / ZMB_2015_FSDZ_V01_M / variable [F1]
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FinScope 2015, Financial Inclusion

Zambia, 2015
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Reference ID
ZMB_2015_FSDZ_v01_M
Producer(s)
Financial Sector Deepening Zambia
Metadata
DDI/XML JSON
Created on
Dec 05, 2019
Last modified
Dec 05, 2019
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24679
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  • zmb-zambia-finscope-2015-v1.1-stata11

9.6. What is the main reason why you do not have a bank account/have stopped usi (Q9_6)

Data file: zmb-zambia-finscope-2015-v1.1-stata11

Overview

Valid: 6600
Invalid: 1971
Type: Discrete
Decimal: 0
Start: 7429
End: 7430
Width: 2
Range: 1 - 14
Format: Numeric

Questions and instructions

Categories
Value Category Cases
1 Does not need it - Insufficient or no money coming it to jus 4009
60.7%
2 Cannot maintain the minimum balance 840
12.7%
3 Bank service charges are too high 177
2.7%
4 Banks are too far away 339
5.1%
5 Banking hours are not convenient 13
0.2%
6 Does not have the documentation required 121
1.8%
7 Does not know how to open a bank account 176
2.7%
8 Does not understand benefits of having a bank account 147
2.2%
9 Does not trust banks 36
0.5%
10 Banks do not provide the products or services I need 7
0.1%
11 Can get the same services elsewhere in the community 13
0.2%
12 Need permission of someone else to open it 20
0.3%
13 Feel intimidated by the bank environment/Does not feel comfo 24
0.4%
14 Other, specify 678
10.3%
Sysmiss 1971
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Others

Notes
9.6. What is the main reason why you do not have a bank account/have stopped using a bank account?
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