| Value | Category | Cases | |
|---|---|---|---|
| 1 | Does not need it - Insufficient or no money coming it to jus | 4009 |
60.7%
|
| 2 | Cannot maintain the minimum balance | 840 |
12.7%
|
| 3 | Bank service charges are too high | 177 |
2.7%
|
| 4 | Banks are too far away | 339 |
5.1%
|
| 5 | Banking hours are not convenient | 13 |
0.2%
|
| 6 | Does not have the documentation required | 121 |
1.8%
|
| 7 | Does not know how to open a bank account | 176 |
2.7%
|
| 8 | Does not understand benefits of having a bank account | 147 |
2.2%
|
| 9 | Does not trust banks | 36 |
0.5%
|
| 10 | Banks do not provide the products or services I need | 7 |
0.1%
|
| 11 | Can get the same services elsewhere in the community | 13 |
0.2%
|
| 12 | Need permission of someone else to open it | 20 |
0.3%
|
| 13 | Feel intimidated by the bank environment/Does not feel comfo | 24 |
0.4%
|
| 14 | Other, specify | 678 |
10.3%
|
| Sysmiss | 1971 |