| Value | Category | Cases | |
|---|---|---|---|
| 1 | Does not need it - Insufficient or no money coming it to jus | 2205 |
26.3%
|
| 2 | Cannot maintain the minimum balance | 471 |
5.6%
|
| 3 | SACCO service charges are too high | 207 |
2.5%
|
| 4 | SACCOs are too far away | 384 |
4.6%
|
| 5 | SACCO hours are not convenient | 11 |
0.1%
|
| 6 | Does not have the documentation required | 143 |
1.7%
|
| 7 | Does not know how to open an account at a SACCO | 438 |
5.2%
|
| 8 | Does not understand benefits of having an account | 443 |
5.3%
|
| 9 | Does not trust SACCOs | 192 |
2.3%
|
| 10 | SACCOs do not provide the products or services I need | 25 |
0.3%
|
| 11 | Can get the same services elsewhere in the community | 78 |
0.9%
|
| 12 | Need permission of someone else to open it | 33 |
0.4%
|
| 13 | Feel intimidated by the SACCO environment/Does not feel comf | 45 |
0.5%
|
| 14 | Other, specify | 3711 |
44.3%
|
| Sysmiss | 185 |