| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 14 |
1.2%
|
| 1 | No need for a loan - establishment had sufficient capital | 788 |
64.9%
|
| 2 | Application procedures were complex | 27 |
2.2%
|
| 3 | Interest rates were not favorable | 328 |
27%
|
| 4 | Collateral requirements were too high | 12 |
1%
|
| 5 | Size of loan and maturity were insufficient | 2 |
0.2%
|
| 6 | Did not think it would be approved | 7 |
0.6%
|
| 7 | Other | 37 |
3%
|
| Sysmiss | 448 |