| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 8 |
1.1%
|
| 1 | No need for a loan - establishment had sufficient capital | 439 |
59.9%
|
| 2 | Application procedures were complex | 27 |
3.7%
|
| 3 | Interest rates were not favorable | 86 |
11.7%
|
| 4 | Collateral requirements were too high | 41 |
5.6%
|
| 5 | Size of loan and maturity were insufficient | 19 |
2.6%
|
| 6 | Did not think it would be approved | 26 |
3.5%
|
| 7 | Other | 87 |
11.9%
|
| Sysmiss | 268 |