| Value | Category | Cases | |
|---|---|---|---|
| 1 | I don't know what is it/ how to open one | 518 |
8.5%
|
| 2 | I don't need one/ they don't offer services I need | 983 |
16.1%
|
| 3 | I don't have the required ID documents | 31 |
0.5%
|
| 4 | No credit cards offices close to our dwelling | 50 |
0.8%
|
| 5 | We do not have money | 2938 |
48.2%
|
| 6 | Registration is too complicated | 37 |
0.6%
|
| 7 | Fees for using credit cards are too high | 323 |
5.3%
|
| 8 | I can't afford the minimum payments | 175 |
2.9%
|
| 9 | Using a credit card is difficult | 37 |
0.6%
|
| 10 | Credit cards agents are unfriendly/ not accessible | 14 |
0.2%
|
| 11 | Credit cards are not reliable/ I do not trust | 99 |
1.6%
|
| 14 | I am afraid of getting into a major debt | 827 |
13.6%
|
| 98 | Other (specify) ___________________ | 66 |
1.1%
|
| Sysmiss | 962 |