| Value | Category |
|---|---|
| 0 | Would not be able to access any credit |
| 1 | Family/friends in Afghanistan |
| 2 | Family/firends outside Afghanistan |
| 3 | Shopkeepers/traders |
| 4 | Local land owner |
| 5 | Money lender (Hawala) |
| 6 | Micro-finance institution (MIFS/NGO) |
| 7 | Bank |
| 8 | Opium trader |
| 9 | Mortgaging land/house |
| 10 | Other |
| Sysmiss |