| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 5 |
1.7%
|
| 1 | No need for a loan - establishment had sufficient capital | 215 |
73.9%
|
| 2 | Application procedures were complex | 8 |
2.7%
|
| 3 | Interest rates were not favorable | 39 |
13.4%
|
| 4 | Collateral requirements were too high | 14 |
4.8%
|
| 5 | Size of loan and maturity were insufficient | 5 |
1.7%
|
| 6 | Did not think it would be approved | 3 |
1%
|
| 7 | Other | 2 |
0.7%
|
| Sysmiss | 61 |