| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 23 |
2.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 632 |
68.1%
|
| 2 | Application procedures were complex | 23 |
2.5%
|
| 3 | Interest rates were not favorable | 176 |
19%
|
| 4 | Collateral requirements were too high | 18 |
1.9%
|
| 5 | Size of loan and maturity were insufficient | 8 |
0.9%
|
| 6 | Did not think it would be approved | 5 |
0.5%
|
| 7 | Other | 43 |
4.6%
|
| Sysmiss | 311 |