| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 9 |
0.8%
|
| 1 | No need for a loan - establishment had sufficient capital | 809 |
69%
|
| 2 | Application procedures were complex | 82 |
7%
|
| 3 | Interest rates were not favorable | 129 |
11%
|
| 4 | Collateral requirements were too high | 62 |
5.3%
|
| 5 | Size of loan and maturity were insufficient | 6 |
0.5%
|
| 6 | Did not think it would be approved | 34 |
2.9%
|
| 7 | Other | 42 |
3.6%
|
| Sysmiss | 273 |