| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 6 |
0.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 463 |
42.4%
|
| 2 | Application procedures were complex | 66 |
6%
|
| 3 | Interest rates were not favorable | 442 |
40.5%
|
| 4 | Collateral requirements were too high | 55 |
5%
|
| 5 | Size of loan and maturity were insufficient | 13 |
1.2%
|
| 6 | Did not think it would be approved | 14 |
1.3%
|
| 7 | Other | 33 |
3%
|
| Sysmiss | 245 |