| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 5 |
1.9%
|
| 1 | No need for a loan - establishment had sufficient capital | 190 |
71.2%
|
| 2 | Application procedures were complex | 6 |
2.2%
|
| 3 | Interest rates were not favorable | 29 |
10.9%
|
| 4 | Collateral requirements were too high | 3 |
1.1%
|
| 5 | Size of loan and maturity were insufficient | 2 |
0.7%
|
| 6 | Did not think it would be approved | 4 |
1.5%
|
| 7 | Other | 28 |
10.5%
|
| Sysmiss | 93 |