| Value | Category | Cases | |
|---|---|---|---|
| 1 | To get the money as soon as possible | 96 |
48.7%
|
| 2 | Low interest rate | 44 |
22.3%
|
| 3 | Suitable repayment period | 9 |
4.6%
|
| 4 | Affordable monthly instalments | 13 |
6.6%
|
| 5 | Flexibility of repayment terms | 10 |
5.1%
|
| 6 | No checking of credit history | 0 |
0%
|
| 7 | No proof of employment required | 0 |
0%
|
| 8 | Quality of service provided | 10 |
5.1%
|
| 9 | No collateral required | 3 |
1.5%
|
| 10 | Past experience with the financial provider | 1 |
0.5%
|
| 11 | Lender not concerned about the purpose of the loan | 1 |
0.5%
|
| 12 | Distance/nearness to the lender | 6 |
3%
|
| 13 | Other | 0 |
0%
|
| 98 | 4 |
2%
|
|
| Sysmiss | 12283 |