| Value | Category |
|---|---|
| 1 | Yes, borrowed from a formal bank |
| 2 | Yes, borrowed through community banking mechanism |
| 3 | Yes, bought household items on credit and owe a person or store |
| 4 | Yes, borrowed from friends or family |
| 5 | Yes, borrowed from other sources |
| 6 | No |
| 7 | Yes, from Airtel or Mpamba Money |