| Value | Category | Cases | |
|---|---|---|---|
| 1 | No need for a loan – the business has sufficient capital | 44 |
9.8%
|
| 2 | Application procedures too complex | 58 |
12.9%
|
| 3 | Interest rates too high | 238 |
52.8%
|
| 4 | Collateral requirements too high | 79 |
17.5%
|
| 5 | Size of loan and maturity were insufficient | 9 |
2%
|
| 6 | Did not think I would be approved | 23 |
5.1%
|
| Sysmiss | 302 |