The failure of government and the formal land delivery system to provide low-income earners with easy
access to secured land tenure in developing countries calls for research on alternative means and ways
through which this class of income earners can gain access to land for housing in urban areas. This study
investigated the role of NEPADistrict Co-operative Thrift and Loan SavingAssociation, Enugu, Nigeria, in
assisting members to secure land for housing.Aqualitative research method was used in obtaining primary
data through one-on-one interview with members of the co-operative society. Findings show that in addition
to providing credits to members, the co-operative society was also involved in scouting for land, purchasing,
titling, sub-dividing and allocating plots to beneficiaries. These ensured tenure security as beneficiaries
were not subjected to double purchasing and activities of unscrupulous land agents, predator lenders and
fake title vendors. The paper concludes that co-operative activities can play significant role in addressing
urban land and housing crisis confronting low-income people, and thus should be encouraged in Nigeria
and other developing countries.