Household use of financial services

Type Journal Article - World Bank Working Paper
Title Household use of financial services
Publication (Day/Month/Year) 2008
Access to financial services is increasingly recognized as critically important to
understand the micro foundations of economic development. However, data on access to
financial services remains very scarce. This paper provides an initial set of correlations between
financial use and household attributes using household data across 12 surveys. Paucity of good
quality data illustrates the need to prioritize and invest in systematic data generation. Rigorous
research on measuring and evaluating the impact of access to financial services requires detailed
data at the micro level.

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