|Title||Discrimination by Formal Lenders in South Africa|
Censored (Tobit) regression is used to estimate the effects of race, location of
residence, and sex of the household head on formal debt held by South African households.
The magnitude of the effects suggests that lenders discriminate and that formal financial
markets could be improved even without technical innovation.
|»||South Africa - Project for Statistics on Living Standards and Development 1993|