This paper seeks to examine the perceptions and experiences of Nigerian Esan
women who participated in Better Life for Women Program, a poverty
alleviation program. Between January and June 1994, we conducted in-depth
interviews with twenty members of two micro credit groups based in Ekpoma and
Ubiaja. The data showed that the distance between their place of residence
and the financial institutions, spouses’ control over their income, the use of force
and threat of prosecution by the government and financial institutions hindered
regular loan repayments. The findings are indications that culture practices and
expectations negatively impact on poverty alleviation programs.