The Effects of Microfinance on Female Entrepreneurs in Tanzania

Type Working Paper
Title The Effects of Microfinance on Female Entrepreneurs in Tanzania
Author(s)
Publication (Day/Month/Year) 2014
URL http://publications.lakeforest.edu/gss/gss2014/program/27/
Abstract
This paper explores the effect of microfinance on female entrepreneur’s success in Tanzania. I examine two specific components of microfinance, membership in a Savings and Credit Co-Operative Society (SACCOS) and receipt of a loan from a Micro-Finance Institution (MFI). Using data from the 2010/11 Tanzania National Panel Survey (TZNPS), I analyze the impact microfinance policies have had on three measures of success – average monthly net income, months of business operation, and the presence of employees outside of the household. I find microfinance does, in fact, have positive effects on male and female entrepreneurs.

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