The study attempts to show the present condition of housing and house making behavior of coastal area at Kutubdia in
Cox’s Bazaar District. The housing condition of Kutubdia was weak, vulnerable and faced great loss during disaster. The people
of Kutubdia had no knowledge about disaster resilient housing and the financial problem also played a vital role in increasing
vulnerability of housing condition. The data for the study area were collected from primary and secondary sources. The result of
the study showed that 94.67% houses of coastal area Kutubdia were katcha type which was made by tin+mud, tin+bamboo,
tin+wood, straw+wood and rest of houses were Pucca (1.96%) and Semi-pucca (3.37%). There had no remarkable change in
housing structure from 1981 to 2010. Due to poverty and illiteracy, 88.96 % people could not repair their houses. Loan facilities
and training program on house building and disaster preparedness were very limited. As a whole, the people of coastal area
(Kutubdia) were at risk to disasters.