Impact of grameen bank micro credit program on poverty alleviation of rural women

Type Thesis or Dissertation - Master of science
Title Impact of grameen bank micro credit program on poverty alleviation of rural women
Author(s)
Publication (Day/Month/Year) 2007
Abstract
The main objective of this study was to determine and describe the impact of Grameen
Bank micro credit program on poverty alleviation of rural women and to explore the
relationship between the selected characteristics and impact of micro credit of Grameen
Bank. Poverty alleviation was measured by computing the different dimensions of
change, such as change in income, change in food consumption and change in housing
environment of the credit receivers after their involvement in Grameen Bank micro credit
program. The average annual income, per capita daily caloric intake, housing
environment score of the respondents increased at 2.348 thousand taka, 191.883 kilo
calories and 6.02 respectively after involvement with Grameen Bank micro credit
program. Before involvement 89 per cent of the respondents had Katcha Ghar with tin
roof, after involvement the percentage was 93. Thirty eight per cent of the respondents
used half sanitary toilet before involvement where after involvement this percentage
turned into 55 per cent. Before involvement with Grameen Bank micro-credit program 9
per cent of the respondents’ families had own tube well but after program this percentage
was 19.The farm size, annual savings, cosmopoliteness, credit received and duration of
involvement with Grameen Bank micro credit program had significant relationship with
the impact of micro-credit. However, age, education, family size of the respondents and
attitude towards Grameen Bank micro credit program did not show any significant
relationship with the impact of Grameen Bank micro credit. The inadequate supply of
credit facilities against their demand identified as respondents’ main problem.

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